White-Label Rewards Mastercard® for your brand at zero cost
Get your fully-fledged White-Label reward program with money-can't-buy benefits and fully integrated Mastercard® Debit Cards.
+45pts
+15pts
+7pts



Let your brand become more relevant in your customers lives
Our White-Label-Solution enables any brand to leverage state-of-the-art loyalty and banking features to increase customer loyalty and engagement.
White label
Customize with your logo, CI, and design elements to create a unique and powerful tool for customer engagement and loyalty.
Secure
We prioritize employing advanced encryption, multi-factor authentication, and continuous monitoring to protect sensitive data and transactions.








Ready to launch in weeks at zero cost and everything included
Fully branded landing page with card shop
An immersive, branded experience with our customizable landing page builder for every brand and integrated card shop, designed for high conversion rates.

White-Label Mobile Banking with multiple new touchpoints
Boost customer loyalty with our modern online banking featuring a German bank account and real-time payment notifications for enhanced customer engagement.

Configurable price and service levels - You make the rules!

Security & Fraud Prevention

Plug & Play
No integration effort

More love, more loyalty
Improve your brand recognition with every payment transaction

Offer your customer base exclusive money-can't-buy benefits and rewards
Access transaction insights to offer tailored offers and rewards
No upfront invest
Start your journey with XPAY without any initial investment.
We guarantee a seamless end-to-end process, letting you focus on your core business!
No running costs
We believe in empowering brands by removing financial and regulatory barriers.
We do not charge any fees to our brand partners for our services.
Multi-Card Solution
We offer one, two, or three-card solutions, allowing our brand partner to tailor the card pricing to different target groups.
Revenue Share
Partner with us for a lifetime of shared success. Our revenue-sharing model aligns our goals with yours, fostering a sustainable long-term relationship.
Getting Started with XPAY is Simple
Sign Up
Schedule a call with us, and we will lead you through our end-to-end branded Mastercard® process.
Demo-Landing page
We will create your individual demo product page, showcasing your Rewards Mastercard® Program.
Launch and Advertise
Once card pricing and rewards are agreed on, we are ready to launch in weeks.
Here's what our customers have to say
See it in action
Merchant FAQs
How do I get started with XPAY's Rewards Mastercard®?
Begin by reaching out to our team through our contact form. We'll schedule a consultation to discuss your requirements, objectives, and how we can enable your brand!
What types of brands can benefit from our solution?
Brands of all sizes and industries can benefit from a branded debit card program, particularly those seeking to enhance brand loyalty, and customer engagement, by offering exclusive rewards and benefits.
Are there any hidden fees associated with XPAY's services?
We maintain a transparent pricing structure with no hidden or ongoing fees. Our goal is to provide cost-effective solutions that suit every brand.
How customizable are the branded debit cards and digital ecosystem?
Our branded debit cards and digital ecosystem are highly customizable, allowing you to incorporate your logo, colors, and design elements to create a unique and cohesive brand experience for your customers.
Can I offer exclusive perks and benefits to my customers through the branded debit card program?
Yes, our platform enables you to create a tailored rewards program with exclusive perks and benefits that align with your brand values and appeal to your target audience.
How easy is it to integrate XPAY's services into my existing infrastructure?
With our flexible plug & play API, integrating our payment solutions into your existing infrastructure is hassle-free. Our adaptable solution ensures smooth and seamless compatibility.
What kind of support does XPAY provide during the integration process?
Our dedicated team offers personalized support throughout the integration process, ensuring a smooth transition and addressing any challenges or concerns that may arise.